The following pages are available as PDF downloadable
files. To download the PDF file you will need a free version of Acrobat
Reader.
How to Enroll Annual Enrollment
Process
Determine Your Eligibility
The Tax Shelter Plan
The Enrollment Process Medical Coverage
Overview of Medical Coverage
Coverage Highlight Charts
How Is the Cost for Prescription Drugs Covered?
Pre-Authorization Requirements
Mental Health and Substance Abuse Coverage
Coordination of Benefits
Q & A About Medical Coverage Vision Coverage
Overview of ODS Vision Coverage
Q & A About the ODS Vision Plan Dental Coverage
Overview of Dental Coverage
ODS Dental Plan Summary
Q & A About Dental Coverage Life and Disability Coverage
Life Insurance and Disability Coverage
Q & A about Life Insurance and LTD Special Programs
Overview of the Wellness Clinic
Q & A About the Wellness Clinic
Overview of the Employee Assistance Program
Q & A About the Employee Assistance
Program
What Is the Workers' Compensation Program?
Q & A About Workers' Compensation
Overview of the COPES Program
Q & A About COPES
Overview of the Flexible Spending Program
Q & A About the Flexible Spending Program Help Information
How to File a Dental Claim
How to File a Medical Claim: Office and
Hospital Visits
How to File a Medical Claim: Emergency Room
Visits and Pharmacy
How to Resolve a Medical, Vision or Dental
Claim
How to File Out-of-Area Claims: BlueCard
Program
Look for answers to commonly asked questions at the end of each
section.
This booklet is a summary of programs and benefits offered
by the 4J School District. It is not complete. Your ODS
Medical and Hospital Subscriber Agreement (hereafter referred to as Subscriber
Agreement) takes precedence over any
information provided in this publication.