Career
Related Learning Experiences
— District, Student, and Businessess Liability and Responsiblity
The school district, the volunteer (mentor,
business owner or other), the student and the student's parents all have
liabilities and responsibilities when involved in a career related learning
experience. General liability, workers compensation and auto liability
issues are all potentially involved for all parties when a student and
volunteer are involved in off-campus activities.
District Responsibilities and Liabilities
District representatives setting up a work-experience
opportunity are responsible for educating all parties involved about
the expectations, responsibilities and liabilities of the relationship.
Recommended sign-up
procedures are designed to protect all parties involved. If liability
issues are understood by all parties involved and appropriate release
forms and other necessary documentation are used, the District can protect
itself from successful damage claims. Additionally, this knowledge and
documentation will make it clear to all participants what they are getting
involved in, helping individuals evaluate if the experience is one in
which they want to participate.
Volunteer (mentor, business owner, other)
Responsibilities and Liabilities
Liability:
Volunteers have some liability for:
Actions of students.
Their own actions.
Hazards or supervision-related problems occurring at their place
of business.
The volunteer has total liability
for intentional acts, such as sexual molestation or assault.
By designating the mentor/business owner/other as a "volunteer"
certain district coverages are available to the volunteer, including:
Liability Coverage: Volunteers are
eligible for District 4J general liability insurance coverage for unintentional
bodily injury or property damage to a third party.
Workers' Compensation: Volunteers
may be eligible for district workers' compensation coverage if an injury
occurs during the scope of their volunteer activities.
Student and Parent Responsibilities and Liabilities
Liability:
Parents will be liable, up to $7,500 for intentional student behavior
that injures a third party. Students will:
Be liable for intentional student behavior that injures a third
party.
Not be covered under District 4J general liability insurance
coverage for bodily injury or property damage due to intentional
conduct.
Be covered under 4J general liability insurance for unintentional
bodily injury or property damage to a third party.
Workers' Compensation
In unpaid career related learning experience settings, workers'
compensation through 4J may be available for work-related student
injuries.
In paid career related learning experience settings, the organization
paying the wage is responsible for workers' compensation in cases
of work-related student injury. The career related learning coordinator
should confirm that the business provides workers' compensation
coverage before the starting date of a placement.
If a student is injured and covered by workers' compensation,
time loss benefits are not provided.
Auto Coverage: No
insurance coverage is provided for students using personal vehicles
for travel to and from the work-experience site or for travel on work-related
activities.
NOTE: The information included
on this page is intended as a summary only. It is not a legally
binding description or statement. School district and insurance
company policies take precedence over any information provided here.