How
Workers' Comp. Payments and
Regular Paychecks Are Affected
Day
1
You are injured on the job:
Report the injury to your supervisor immediately.
Complete a Preliminary Accident Report of Employee Injury.
Seek medical treatment if necessary.
Important Note: We strongly
recommend that you see your regular physician or PCP as soon as possible
after the injury and tell him or her the injury is work-related. Even
if you were treated or transported by Med Express, or went to the
hospital as a result of a 911 call, we still recommend you see your
regular physician. If your workers' comp. claim is later denied, and
you have not been treated for the injury by your regular physician,
the coverage you receive through your employer medical plan may be
at a lower rate than if you had seen your regular physician early
on.
You will not be paid time loss
for the first three calendar days you miss work, unless you cannot
return to work for 14 calendar days,
or unless... You are admitted to the hospital in the first three days, in which
case you will receive time-loss benefits for the first three days.
If you have sick leave, vacation pay or other
paid leaves, you can use these during this period.(Hourly
Time Loss l Salary Time Loss )
You will receive a check for
time lost from work (time-loss benefits) every two weeks until:
A final decision is made about your claim (accepted or denied),
or...
You return to work in a temporary light duty position or to
a regular work assignment.
The
Carrier Has 90 Days to Accept or Deny your Claim
You continue to be unable to work
your regular job based on your physician's assessment and recommendations.(Hourly
example l Salary example )
You will continue to receive time-loss
benefits until one of the following conditions occurs:
Your claim is denied.
You are released by your physician (in
writing) to return to your regular job.*
You are released by your physician (in
writing) to work a modified, light-duty job.*
Your doctor approves a written offer of
modified work you are physically able to do, but you refuse the
modified work, or...
Your claim has been closed by a Notice
of Closure Determination Order.
*If your doctor releases you to return to your regular job or a modified
light-duty job for fewer hours than you were working prior to your
injury, you may continue to receive Temporary Partial Disability (TPD)
benefits while your claim is open. (see Hourly
example l Salary example for more
information.)